The World’s
Payment Engine

Embedded payment solutions for our partners and their clients.

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Yearly
Transactions
3,000,000+
Annualised Funds
Processed
$75BN+
OUR REACH

OUR GLOBAL COVERAGE

We’ve built up the largest fintech licensing infrastructure in the world, which you and your clients get instant access to when you work with us.

200+ Countries and Territories

140+ currencies

100Licenses

35+Virtual Accounts

PAY

EMBEDDED PAYMENTS TECHNOLOGY

World-leading, easy-to-use, powerful API integrations for banks & FIs, software providers, and fintechs.

Incorporate our global payments network directly into your business.
Trusted by world-leading financial institutions and software providers.
RECeIVE

GET PAID FASTER

Our proven API solutions streamline invoicing and make it easier to receive funds, reducing manual work and accelerating collections.

Bill and receive in local currencies with lower fees and FX rates.
Easy-to-use, online portal that reduces administration time.
STORE VALUE

GLOBAL ACCOUNTS

Open virtual accounts and store funds in 35+ currencies across the world to pay and receive like a local - and let your clients do the same. 

Instantly open addressable accounts in 35+ currencies to transact in new territories. 
Create a white-labelled version or integrate with your own platform using pre-built APIs. 
RISK MANAGEMENT

FX FORWARDS

Lock in rates aligned to invoice dates, payroll runs, supplier payments, or large capital expenditures.

Access FX forwards across a wide range of major and minor currency pairs.

Mitigate FX risk as your business expands into new markets.

WHAT Our clients & PARTNERS SAY

WHAT Our clients & PARTNERS SAY

WE’RE CHANGING GLOBAL PAYMENTS

We’ve built the largest and most secure cross-border payments network from the ground up.

READY TO Get started?

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Insights

Dive Deeper

Payables & Receivables

How the World is Moving Toward Embedded Solutions and What That Means for Global Payments

Payments are no longer a separate step. Discover how embedded solutions are transforming global cross‑border payments.

April 16, 2026

Payables & Receivables

How Coupa Pay Delivers Real Value for Clients

Understanding what Coupa Pay is and how it adds value requires looking not just at the platform itself but at the infrastructure behind it. At the centre of that infrastructure is the partnership between Coupa and TransferMate, combining intelligent spend management with regulated global payments execution.

January 21, 2026

Payables & Receivables

Why do so many businesses ignore receivables?

Regardless of the direction a payment takes, it remains a payment. This ethos may be correct in many respects, but is the underlying thought detrimental to your business?

May 14, 2025