
By embedding TransferMate’s regulated global payments infrastructure directly into its platform, Quidkey replaces traditional card rails with a more efficient, Open Banking-driven solution. The result is reduced fees, instant or near-instant settlement, and a seamless payment experience for merchants and consumers alike.
By removing costly credit card intermediaries, Quidkey powered by TransferMate helps merchants cut payment processing fees dramatically. Every transaction moves more directly - reducing overhead and boosting profitability without sacrificing reliability or compliance.


TransferMate’s extensive network of local bank accounts across 200+ countries enables instant or near-instant settlement. Merchants can collect funds quickly in their own currency, even across borders, improving cash flow and financial control.
Open Banking integration allows customers to pay straight from their bank account, minimizing fraud risks and eliminating card declines. The checkout experience remains seamless, secure, and transparent - enhancing conversion and trust.
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With TransferMate’s global licenses and infrastructure, Quidkey merchants can enter new markets with confidence. The embedded model ensures full compliance, rapid onboarding, and scalable payment capabilities designed for global commerce.
We power collections and payments for software platforms across the world.
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